Civil Services Prep

Prelims 2019 · Economy · Question 27

Consider the following statements:<br/>The Reserve Bank of India's recent directives relating to 'Storage of Payment System Data', popularly known as data diktat, command the payment system providers that<br/>1. they shall ensure that entire data relating to payment systems operated by them are stored in a system only in India.<br/>2. they shall ensure that the systems are owned and operated by public sector enterprises.<br/>3. they shall submit the consolidated system audit report to the Comptroller and Auditor General of India by the end of the calendar year.<br/><br/>Which of the statements given above is/are correct?

  1. 1 only
  2. 1 and 2 only
  3. 3 only
  4. 1, 2 and 3

Answer

1 only

1. Correct. RBI’s 2018 directive on Storage of Payment System Data required that the entire data relating to payment systems operated by payment system providers be stored only in India.

2. Incorrect. The RBI directive did not require payment system data storage systems to be owned or operated by public sector enterprises.

3. Incorrect. The directive required a system audit report by a CERT-In empanelled auditor to be submitted to the RBI, not to the Comptroller and Auditor General of India.

Therefore, only statement 1 is correct.

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