Civil Services Prep

Prelims 2025 · Economy · Question 77

Consider the following statements in respect of the International Bank for Reconstruction and Development (IBRD): I. It provides loans and guarantees to middle income countries. II. It works single-handedly to help developing countries to reduce poverty. III. It was established to help Europe rebuild after the World War II. Which of the statements given above are correct?

  1. I and II only
  2. II and III only
  3. I and III only
  4. I, II and III

Answer

I and III only

I. Correct. IBRD lends and provides guarantees mainly to middle-income and creditworthy lower-income countries.

II. Incorrect. It does not work single-handedly; it is part of the World Bank Group and works with other institutions to reduce poverty.

III. Correct. IBRD was created at Bretton Woods (1944) primarily to help reconstruct Europe after World War II.

Hence, statements I and III only are correct.

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